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Residential & Commercial Real Estate Done Right

Make Your
Real Estate Ownership
Dreams a Reality

We close real estate deals the right way. Stop sending your deal to paper pushers.

Get the personal attention you need on the biggest financial decision of your life.

We have all the basic loan options like, Conventional, FHA (203B), FHA (203K), VA, One Time Close Construction and more...

We Also Specialize In Non-QM

Bank Statement Loans

Debt Service Loans (DSCR)

New Construction

(At least 1 Fix/Flip N/O/O)

We can lend on Commercial deals nationwide and  we are licensed specifically for Residential in Texas, California, Louisiana, Georgia, & Florida, with more states to come

Over 30+ years of experience on our team. We will make sure your deal gets closed and closed on time!

Private Property

Make Real Estate Real

Your home is the first step to building wealth.

Never let anyone tell you that investing in 

Real Estate is a bad idea. Never wait to buy Real Estate. Buy Real Estate and wait!

Why Choose HK Lending

Pre-Underwritten Approvals

Realtors know that a pre-approval letter from HK Lending has been pre-underwritten. We don't guess about approvals.

Multiple Loan Options

When you bring your deal to us we will find the best loan program for you. No hidden fees and games. Just honest lending practices.

Equal Housing Opportunity

The right of all of our citizens to enjoy fair and equal access to housing opportunities is guaranteed by our laws. The U.S. Department of Justice is committed to fiercely protecting those rights in order to ensure the quality of life all Americans expect and deserve.

Experienced Advisers

We are more than paper pushers. We try to advise you on the best financial option for one of the biggest financial decisions of your life.

We get clients to the closing table


"Thank you folks for a job well done! I am now one of the many Realtors in the area (I'm sure!) who greatly appreciates the honesty, support and total commitment you've shown my buyers and I throughout this recent transaction. It was a delight from "beginning to closing" working with both of you to ensure getting the buyers through such a difficult and truly weird buying process in today's real estate market! Again thanks guys and I will certainly recommend your organization to other Realtors!"

Realtor, Houston TX


"They were able to close my deal when another lender couldn't. The communication was 10x better and they worked hard to help make the process as smooth as possible. I will be using HK Lending again and I recommend their company to others."

Ben Dersler

HK Lending Client


"Thank You HK Lending!
Harold and Karen made sure our home buying process was smooth and painless. Their personal attention to our financing needs is deeply appreciated. We love that they had many buying options for us to choose from and we love that they answered every question we had in a timely fashion. They were with us from the beginning to the end. They even surprised us by driving an hour or two (during rush hour) to join us at closing. Oh by the way, thank you so very much for our special gifts! We love you, we pray for you and your business and we will definitely be calling on you again."

Michael Burns

HK Lending Client


Our Service Partners & Tools

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