You Are The Most Important Person In The Home Purchase Process

YOU′RE KEY TO THE WHOLE DEAL

You, the buyer, are the key to the whole deal. Call us today and lets discuss your unique situation. We will check your credit report, review your financials, and go over initial disclosures to get you on the way to closing your loan.

GET YOUR PRE-APPROVAL FIRST

The home buying process can be an adventure. It may seem daunting at first but we will be there with you through the whole process. Before searching for a home let us get you pre-approved so you know how much home you can afford. Sellers will take your offer serious with a pre-approval letter in hand.

OWN YOUR HOME WITHIN 30 DAYS

We have the online systems and digital processes in place to take your information and fund your loan within 30 days. Submit that purchase offer with confidence letting the seller know you can close quickly.

Let’s work together to find you the best loan

Are you ready? Start your loan application today by using our secure online application. You can pull your credit, verify bank accounts, and submit loan documents all from our online mortgage application engine called Blink.

What are our clients saying?

VERY PROFESSIONAL…

We at Nation Time Properties, LLC worked with HK Lending for several years in Louisiana. HK Lending, were very professional, knowledgeable and resourceful in finding the best mortgage for my clients. Our company bought, fixed and resold houses thru out the metropolitan New Orleans area. Our clients that we sold our houses to had good and not so good credit, but HK Lending was able to find the best loan for them. HK Lending originated, processed and underwritten mortgages, which helped me stream line my business processes and to focus on getting my houses renovated. In conclusion, if I was to expand my business to Texas, I would not hesitate to do business with them again.

Henry Roussell, Manager

Nation Time Properties, LLC

STRONGLY RECOMMENDED…

I am writing this letter of recommendation on behalf of HK Lending. I have worked with Mr. Harold Woods and his staff on several closings. HK Lending, had provided my buyers with excellent care and services. HK Lending, produced on time, efficient and good work. I believe their good business skills and pleasant personality have helped my buyers through the buying process.

Tracy Sorapuru

Gardner Realtors

Good Business Relationship…

I have several years of affiliation with HK Lending as an appraiser. I completed a significant number of assignments for this company and found them to be a good business relationship.

James Juneau, President

Appraisal Services, Inc.

We Worked Well Together…

Please accept this letter as a business relationship reference on the above referenced, HK Lending, LLC. We have done business with Harold Woods under the name of Tabernacle Mortgage, LLC in Louisiana for several years. We worked well together to accomplish several successful loan closings.

Lawrence J. Genin

Attorney at Law

This is not a guarantee to lend.

Available Loan Programs

3% Down Conventional Loan

We have loan programs that only require 3% down to purchase your home. These are Conventional options for borrowers looking to purchase with a low down payment or refinance with limited equity

National Disaster Loan

If you were a victim of a national disaster like the Harvey disaster in Houston there is a 203K loan available to repair damage done to your home if you plan to stay in your home. If you were renting during a disaster like Harvey there is a 0% down loan available to you called a 203H loan. This would allow you to stop renting and begin owning.

85% CASH-OUT REFINANCE

A NEW cash out refinance program has been introduced which allows you to borrow up to 85% of the appraised value of your home. Cash out loans allow you to pocket proceeds from the loan if your current mortgage balance is lower than 85% of your home’s value.

Family Member Shared Income Loan

Do you have adult family members living with you? You can use their income to qualify for a home loan. This is a great way to qualify for a larger loan amount.

100% Gift Down Payments

We have a loan program that will allow you to receive 100% of your required down payment for your new mortgage from a third party as a gift. This is great for first time home buyers that may not personally have the required funds in hand to put down on a house but maybe a relative is willing to pay it for you.

12-24 Month Bank Statement Loan

Whether you are employed or self-employed we have a program that will qualify you for a loan with just your bank statements. No need to provide any W2s.

All loan programs are subject to change without notice. Call us for further details.

Here Are A Few of Our

Technology Partners

Today’s buyer is technically savvy and we understand that. We have provided an online application to allow you to apply for a loan from the comfort of your home. All signatures and loan documents can be uploaded remotely. Utilizing bank level security. This helps us to close your loan in record time.

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